20,000+ Central VA closings, two local offices, and underwriters you actually know.
Fast online title quote, ALTA-compliant statements, and escrow services without the stress.
We close everything from starter homes to schools, churches, gyms, and day cares backed by the protection of title insurance in Virginia.
Protecting home buyers and lenders in Chesterfield and surrounding areas since 1996!
Buying a home shouldn’t mean worrying about old liens, recording mistakes, or deed fraud. Our home title insurance protects buyers and lenders across Central Virginia with a one-time title insurance policy that defends your ownership and covers eligible legal costs if a past defect surfaces.
Home title insurance is a one-time title insurance policy you buy at closing to protect against problems from the property’s past. Many of these issues might not be discovered until well after the property is in your hands, including things like recording errors, unpaid liens, missing heirs, or deed fraud that didn’t show up before you signed.
If a covered defect surfaces later, the policy can pay legal defense costs and covered losses up to the policy amount.
There are two policies options:
Lender’s title insurance is required with most mortgages. This type of policy protects the bank’s interest in the home.
The other is owner’s title insurance. While it is optional, it is strongly recommended because it protects your equity and legal rights for as long as you own the property.
Standard home title insurance policies focus on pre-closing defects. Many buyers choose an enhanced (ALTA Homeowner’s) owner’s policy for added protections, including certain post-policy forgery/ID theft claims, some permit/encroachment issues, and built-in inflation protection.
When you meet with us for title insurance for homes, we’ll explain options and endorsements to help you choose what fits.
Premiums are paid once at closing. Ask about simultaneous issue pricing (when purchasing owner’s + lender’s together) and reissue credits on refinances or when a recent prior policy exists.
Since 1996, our local team has been the region’s trusted source for property title insurance.
